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Articles
Nearing Retirement? 8 Big Retirement Risks
Did you know your retirement strategy could be at risk regardless of your life stage? In fact, many of the risks you face earlier in life don’t go away — they change or new ones surface.
The good news is that addressing these risks is typically within your control. Here are some of the biggest risks as you near retirement and ways to help insulate yourself from them.
Planning for Long Term Care
Health care is one of the biggest expenses in retirement. And while Medicare may cover a large part of traditional medical expenses, it generally doesn’t cover expenses related to long-term care, which can be substantial. That’s why it's important to plan for long-term care costs before you’ll need them.
FMLA in New York: What Caregivers Actually Need to Know
Caregiving and work can collide suddenly. Our latest post breaks down what New York caregivers need to FMLA vs New York Paid Family Leave Act - what qualifies, how job protection and pay differ and practical steps to take when you need time off.
What is the Cost of Long-Term Insurance?
Long-term care expenses vary based on geographic location and the type of care needed. This tool can help you estimate the cost of care for you or your loved ones’ unique needs.
If you’re just starting your journey to learn about long-term care, we’re here to help provide everything you need to know to make the best financial decisions for you and your family.
Long-term care insurance offers more than just nursing home coverage
The first image that often comes to mind when people think about long-term care is an elderly person sitting alone in a depressing nursing home. The misconceptions about what long-term care involves and peoples’ images of the most common care settings are understandable, since long-term care insurance originally started as nursing home insurance four decades ago. However, it has evolved into a much more flexible solution that allows you to receive care in a variety of settings.
The Basics of Long Term Care
Aging is a fact of life and it comes with certain realities. While most of us probably don’t want to picture ourselves eventually needing help with daily activities, more than half of Americans turning 65 today will need some type of long-term care during their remaining years. As this type of care is not generally covered by private health insurance or Medicare, it’s important to create a plan to help protect yourself and your family from the financial and emotional impact of a possible long-term care event.
Why I Started Caregiver Atlas
Nancy shares the personal turning point that led to its creation. It comes from the reality of being thrown into caregiving without a roadmap—figuring things out in real time, feeling overwhelmed, and realizing how much people are expected to navigate alone and how she wants to change things.
Making Home Safer and Sweeter: A Caregiver's Guide to Home Modifications and Wellness for Elders
This article focuses on simple, meaningful ways to create a safer, more comfortable living space for aging loved ones. It highlights practical safety adjustments—like reducing fall risks and improving accessibility—while also emphasizing the emotional side of home: preserving dignity, familiarity, and small comforts that make a space feel like theirs. The heart of the piece is about balancing safety with warmth, so home doesn’t start to feel clinical, but instead remains a place of comfort, identity, and care.